Will Bankruptcy Destroy My Credit Forever? Debunking The Myths
There is a lot of information flying around about what bankruptcy can do to your credit score. And you are probably wondering which ones are...
Managing Debt
Revolving vs. Installment Credit
Credit means you’re borrowing money from a lender with a plan to repay it later. There are various kinds of credit, each with its own...
7 Ways To Pay Off A Car Loan Faster
I had a long and interesting conversation with my friend regarding the importance of paying off a car loan faster than the loan term. The...
Why does higher credit utilization decrease your credit score?
In the world of credit scores, one key factor that can have a significant impact on your overall score is your credit card utilization. Credit...
Joint Account vs Authorized User: Key Differences and Benefits
When it comes to sharing a credit card, there are two common ways to do so: becoming an authorized user or being a joint cardholder....